Introduction

These Terms of Service ("Terms", "Terms of Service" or "Agreement") govern your access to and use of the Inteluct Technologies website, mobile application, web application, digital platforms, educational services, subscription services, software, content and related services operated or made available by Inteluct Technologies [Limited] ("Inteluct", "we", "us", "our" or "Company").

By accessing, registering for, subscribing to, downloading, installing or using the Inteluct application or website (collectively, the "Platform"), you acknowledge that you have read, understood and agree to be legally bound by these Terms.

If you do not agree with these Terms, you must not access or use the Platform.

These Terms should be read together with our Privacy Policy, Cookie Policy, Subscription and Refund Policy, and any other policies, rules or notices published on the Platform.

1. About Inteluct

Inteluct Technologies is a technology company providing digital products and services, including technology-enabled educational, professional-training and knowledge services.

• The Platform may provide, among other things:
• legal education and professional training materials
• Nigerian Law School and Bar examination preparation resources
• lectures, tutorials and educational content
• multiple-choice questions and practice examinations
• problem questions and model answers
• study plans and learning tools
• student progress tracking
• digital notes, manuals and other educational resources
• subscription-based educational services
• software and technology services
• artificial intelligence or automated learning features, where available
• community, discussion or interactive features
• notifications, reminders and educational updates; and

other digital products and services that Inteluct may introduce from time to time.

Inteluct may add, modify, suspend or discontinue features in accordance with these Terms and applicable law.

2. Acceptance Of These Terms

• By using the Platform, you represent that:
• a. you have legal capacity to enter into this Agreement
• b. the information you provide to Inteluct is accurate and complete
• c. you will keep your account information accurate and updated
• d. you will comply with these Terms and applicable Nigerian law
• e. you will not use the Platform for an unlawful purpose; and

f. where you are using the Platform on behalf of another person or organisation, you have authority to bind that person or organisation.

Where a user is below the age at which they may independently enter into a binding contract under applicable law, use of paid services must be undertaken with the involvement and consent of a parent, guardian or other legally authorised adult where required by law.

3. Changes To These Terms

• Inteluct may update these Terms from time to time to reflect:
• changes in the law
• changes to the Platform
• new products or services
• security requirements
• changes in business operations; or

other legitimate operational requirements.

Where a material change is made, Inteluct may notify users through the Platform, email, account notification or other reasonable means.

The updated Terms will become effective on the stated effective date.

Your continued use of the Platform after the effective date constitutes acceptance of the updated Terms, subject to applicable law.

4. Eligibility And User Accounts

Certain features require you to create an Inteluct account.

• You agree to:
• provide truthful and accurate registration information
• maintain the confidentiality of your password
• maintain the security of your account
• immediately notify Inteluct of unauthorised access
• not permit another person to use your account except where expressly authorised
• not create an account using another person's identity
• not create multiple accounts for the purpose of avoiding subscription restrictions; and

not sell, rent, transfer or otherwise commercially exploit your account.

You are responsible for activities conducted through your account unless you can establish that the activity resulted from circumstances for which you are not legally responsible.

Inteluct may require verification of account information where reasonably necessary to protect the Platform or comply with applicable law.

5. Educational Purpose Of The Platform

Inteluct is primarily a technology and educational services provider.

Unless expressly stated otherwise, content made available through the Platform is provided for educational and informational purposes.

• The Platform does not constitute:
• legal representation
• legal advice
• a solicitor-client relationship
• professional legal representation
• official Nigerian Law School instruction
• advice from a court, government agency or regulatory authority; or

a guarantee of examination results.

Users remain responsible for verifying applicable legislation, regulations, rules of court, professional rules, examination requirements and other authoritative sources before relying on educational materials for professional or legal purposes.

6. No Guarantee Of Examination Or Career Results

Inteluct may provide study materials, practice questions, assessments, learning analytics and other educational resources.

• However, Inteluct does not guarantee that:
• a user will pass an examination
• a user will obtain a particular examination score
• a user will obtain admission, employment or professional qualification
• examination questions will be identical or substantially similar to Inteluct questions
• a particular study plan will produce a particular result; or

use of the Platform will result in any particular academic or professional outcome.

Academic and professional results depend on numerous factors outside Inteluct's control.

7. Inteluct Content

Unless otherwise stated, the Platform and its contents are owned by or licensed to Inteluct.

• "Inteluct Content" includes:
• text
• lectures
• videos
• audio
• graphics
• photographs
• illustrations
• question banks
• examination simulations
• model answers
• study notes
• manuals
• databases
• software
• algorithms
• interfaces
• trademarks
• logos
• designs
• layouts
• educational frameworks
• learning plans
• datasets; and

other materials made available through the Platform.

Inteluct Content is protected by applicable intellectual-property laws, including the Nigerian Copyright Act 2022. The Nigerian Copyright Commission identifies the Copyright Act 2022 as the applicable modern copyright legislation governing copyright protection in Nigeria.

8. Limited Licence To Users

Subject to these Terms and any applicable subscription, Inteluct grants you a limited, non-exclusive, non-transferable, non-sublicensable and revocable licence to access and use the Platform and Inteluct Content for your personal, non-commercial educational purposes.

• Unless expressly authorised by Inteluct, you must not:
• a. reproduce substantial portions of Inteluct Content
• b. distribute Inteluct Content
• c. sell or commercially exploit Inteluct Content
• d. upload Inteluct Content to another website or platform
• e. share paid account credentials
• f. create a competing database from Inteluct Content
• g. systematically download or scrape Inteluct Content
• h. use bots or automated systems to extract content
• i. reproduce the Platform's question bank for commercial purposes
• j. remove copyright or proprietary notices
• k. reverse engineer the Platform except to the extent expressly permitted by law
• l. copy or reproduce the Platform's software
• m. create derivative commercial products from Inteluct Content; or

n. assist another person to do any prohibited activity.

Nothing in these Terms transfers ownership of Inteluct's intellectual property to you.

9. User-Generated Content

• Some areas of the Platform may allow users to submit:
• comments
• questions
• answers
• reviews
• feedback
• discussion posts
• photographs
• documents
• suggestions; or

other material ("User Content").

You retain ownership of User Content to the extent that you legally own it.

However, by submitting User Content, you grant Inteluct a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, process, display and use that content to the extent reasonably necessary to operate, maintain, improve and provide the Platform, subject to our Privacy Policy and applicable law.

• You represent that:
• you have the necessary rights to submit the User Content
• the User Content does not infringe another person's rights
• the User Content is not unlawful
• the User Content does not contain malicious software
• the User Content does not unlawfully disclose another person's personal information; and

the User Content does not violate these Terms.

Inteluct may remove User Content that violates these Terms or applicable law.

10. Prohibited Use

• You must not use the Platform to:
• commit or facilitate a crime
• commit fraud
• impersonate another person
• unlawfully obtain another person's personal information
• harass, threaten or abuse another user
• upload malware or malicious code
• interfere with Platform security
• attempt to gain unauthorised access
• circumvent technical restrictions
• conduct unauthorised penetration testing
• scrape or harvest data without permission
• manipulate assessments or examinations
• sell answers or examination materials where prohibited
• facilitate academic cheating
• upload pirated material
• infringe intellectual-property rights
• distribute sexually explicit or unlawful material
• promote violence or unlawful activity
• engage in discriminatory or threatening conduct
• send spam
• use the Platform to operate a competing automated service
• manipulate reviews or ratings
• use the Platform for unlawful surveillance; or

otherwise use the Platform contrary to Nigerian law.

The Cybercrimes Act 2015, as amended in 2024, provides Nigeria's statutory framework concerning cybercrime, protection of computer systems and networks, electronic communications, data, programmes, intellectual property and privacy.

11. Artificial Intelligence And Automated Features

• Where Inteluct provides artificial intelligence, automated assessment, recommendation, tutoring or similar features:
• a. AI-generated content may contain errors
• b. AI-generated answers should be independently verified
• c. AI outputs should not automatically be treated as authoritative legal advice
• d. users must not rely exclusively on AI-generated legal information for professional decisions
• e. Inteluct does not guarantee that AI-generated content is complete, current or error-free; and

f. users must not submit confidential information to AI features unless the relevant feature expressly permits such use.

Where automated processing produces legally significant effects concerning personal data, Inteluct will operate the relevant feature in accordance with applicable data-protection law and the rights of data subjects.

12. Accuracy Of Educational Materials

Inteluct seeks to provide accurate and useful educational materials.

• However:
• laws may change
• court decisions may change the interpretation of law
• regulations may be amended
• examination requirements may change
• errors may occur; and

educational materials may become outdated.

Accordingly, Inteluct does not warrant that every item of content will always be complete, current or error-free.

Where appropriate, users should consult authoritative primary sources.

13. Subscriptions

Certain features may require payment of a subscription fee.

• Subscription plans may include:
• monthly subscriptions
• annual subscriptions
• semester or academic-period subscriptions
• institutional subscriptions
• promotional subscriptions; or

other plans specified on the Platform.

The applicable price, duration and features will be disclosed before purchase.

Your subscription grants you access only to the services and content included in the relevant plan.

Inteluct may offer different subscription levels with different features.

14. Prices And Payment

Prices will be displayed in the applicable currency before payment.

• Unless expressly stated otherwise:
• prices are exclusive of any taxes required by law
• payment must be made through an approved payment method
• you authorise Inteluct or its payment provider to process the applicable payment
• payment information may be processed by third-party payment providers; and

Inteluct may change future subscription prices by providing appropriate notice.

Where a third-party payment processor is used, the payment processor's terms may also apply.

Inteluct does not ordinarily store complete payment-card details where payment processing is handled by a third-party payment provider.

15. Automatic Renewal

Where a subscription is expressly identified as automatically renewing, the subscription may renew for the applicable renewal period unless cancelled before renewal.

The applicable renewal terms will be presented to you before purchase.

You may cancel automatic renewal through the available account settings or by contacting Inteluct using the designated support channel.

Cancellation of automatic renewal does not necessarily provide a refund for a subscription period already paid for, except where required by applicable law or expressly provided under Inteluct's refund policy.

16. Free Trials And Promotions

• Inteluct may occasionally provide:
• free trials
• discounted subscriptions
• promotional codes
• scholarships
• referral benefits; or

other promotional offers.

Promotional offers may be subject to additional terms.

Inteluct may withdraw or modify a promotion where permitted by law.

A promotion will not be represented as available where it is no longer valid.

17. Refunds And Cancellations

Refund eligibility depends on the applicable subscription or service terms and applicable Nigerian consumer-protection law.

Where a refund is legally required, Inteluct will process the refund in accordance with applicable law.

Where the Platform provides a separate Refund Policy, that policy forms part of these Terms.

Nothing in these Terms is intended to unlawfully remove or restrict a consumer right that cannot legally be excluded.

The FCCPA contains provisions concerning consumer information, fair dealings, quality of services and contractual terms, including restrictions concerning certain liability exclusions and prohibited terms.

18. Consumer Rights

Inteluct is committed to dealing fairly with consumers.

Information concerning products and services, including material pricing and relevant terms, will be presented in a manner reasonably designed to enable users to make informed decisions.

• Nothing in these Terms is intended to:
• mislead consumers
• waive a statutory consumer right
• authorise unlawful conduct
• exclude liability that cannot legally be excluded; or

deprive a consumer of a mandatory statutory remedy.

The FCCPC identifies consumer rights under Part XV of the FCCPA, including rights concerning understandable information, price disclosure and fair dealings.

19. Third-Party Payment Providers

Inteluct may use third-party payment providers.

• Third-party payment providers may process:
• payment-card information
• bank information
• transaction information
• billing information; and

other information necessary to process payments.

Such providers may have their own terms and privacy policies.

Inteluct is not responsible for matters exclusively within the control of a third-party payment provider, subject always to applicable law.

20. Data Protection And Privacy

Inteluct will process personal data in accordance with applicable Nigerian data-protection law, including the Nigeria Data Protection Act 2023 and applicable regulations, guidance and directives issued by the Nigeria Data Protection Commission ("NDPC").

The NDP Act establishes principles and lawful bases governing personal-data processing and provides rights and protections for data subjects.

• Inteluct may process information such as:
• name
• email address
• telephone number
• account information
• educational information
• subscription information
• payment-related information
• learning activity
• device information
• technical information
• IP address
• usage information; and

information voluntarily submitted by users.

The purposes and legal bases for processing are explained in Inteluct's Privacy Policy.

21. Data Subject Rights

• Subject to applicable law, users may have rights including:
• the right to be informed
• the right to access personal data
• the right to rectification
• the right to object
• the right to restrict processing
• the right to data portability
• the right to request deletion/erasure
• rights relating to automated decision-making; and

the right to lodge a complaint with the appropriate supervisory authority.

The NDPC currently identifies these rights under sections 34–38 of the NDP Act.

• Requests concerning personal data should be directed to:

Data Protection Contact: [Insert Name/Title]Email: [inteluct@gmail.com]

22. International Data Transfers

Inteluct may use cloud-service providers, hosting providers, analytics providers, payment processors and other service providers located in Nigeria or other countries.

Where personal data is transferred outside Nigeria, Inteluct will implement the safeguards required by applicable Nigerian data-protection law.

The Privacy Policy will provide further information concerning relevant transfers and safeguards.

23. Cookies And Tracking Technologies

• Inteluct may use cookies and similar technologies for:
• authentication
• security
• remembering preferences
• analytics
• improving Platform performance
• measuring engagement
• personalising certain features; and

other legitimate purposes.

Users may be able to manage certain cookie preferences through browser or Platform settings.

Further information should be provided in the Inteluct Cookie Policy.

24. Security

Inteluct will implement reasonable technical and organisational measures appropriate to the risks associated with its processing and operation of the Platform.

However, no internet-based system can be guaranteed to be completely secure.

• You acknowledge that:
• internet transmissions may involve risks
• no system is completely immune from attack
• you are responsible for protecting your account credentials; and

you should promptly report suspected security incidents.

If you believe your account has been compromised, contact Inteluct immediately.

25. Service Availability

Inteluct aims to maintain reliable access to the Platform.

• However, the Platform may occasionally become unavailable because of:
• scheduled maintenance
• software updates
• network failures
• telecommunications failures
• hosting failures
• cybersecurity incidents
• third-party service interruptions
• power outages
• government restrictions
• force majeure events; or

other circumstances outside Inteluct's reasonable control.

Inteluct may temporarily suspend access where reasonably necessary to protect users, the Platform or its systems.

26. Intellectual Property Rights

All intellectual-property rights in the Platform and Inteluct-owned materials remain vested in Inteluct or its licensors.

The Inteluct name, logo, branding, designs, software, educational materials and other proprietary materials may not be used without prior written permission except as expressly permitted by law.

Nothing in these Terms constitutes a transfer of intellectual-property ownership.

27. Trademarks

"Inteluct", the Inteluct logo and related marks are trademarks or trade names of Inteluct or their respective owners.

• You may not use Inteluct trademarks in a manner likely to:
• cause confusion
• imply endorsement
• imply sponsorship
• damage Inteluct's reputation; or

violate applicable law.

28. Copyright Complaints

• If you believe that content appearing on the Platform infringes your copyright, you may notify Inteluct with:
• identification of the copyrighted work
• identification of the allegedly infringing material
• information sufficient to locate the material
• your contact information
• an explanation of your rights in the work; and

any other information reasonably necessary to investigate the complaint.

Inteluct may remove or restrict access to material where appropriate.

The Nigerian Copyright Commission administers copyright protection in Nigeria and provides copyright-related services and enforcement mechanisms.

29. Third-Party Content And Links

The Platform may contain links to third-party websites, applications or services.

Inteluct does not necessarily control third-party services.

• A link does not necessarily constitute:
• endorsement
• sponsorship
• partnership; or

approval.

You should review the terms and privacy policies of third-party services before using them.

30. User Feedback

If you submit suggestions, ideas, recommendations, bug reports or other feedback to Inteluct, you grant Inteluct permission to use that feedback for legitimate business and product-development purposes without creating an obligation to compensate you, subject to applicable law.

• Inteluct may use feedback to:
• improve the Platform
• develop new features
• correct errors
• improve educational resources; or

develop new products.

31. Advertising And Sponsored Content

Inteluct may display advertisements or sponsored content.

Where required by law or applicable standards, commercial content will be identified appropriately.

Inteluct does not guarantee the accuracy or suitability of third-party advertisements.

Transactions with advertisers are between you and the relevant advertiser unless Inteluct expressly states otherwise.

32. Affiliate And Referral Programmes

Inteluct may operate referral, affiliate or promotional programmes.

Participants must comply with applicable programme rules.

Inteluct may suspend or terminate participation where it reasonably believes a participant has engaged in fraud, abuse or violation of programme terms.

33. Educational Institutions And Organisational Accounts

• Inteluct may offer institutional accounts to:
• universities
• law faculties
• law schools
• professional institutions
• training organisations
• corporate organisations; and

other educational institutions.

Institutional subscriptions may be governed by additional agreements.

• Where an organisation purchases access for users, the organisation may be responsible for:
• authorised-user management
• payment
• appropriate use
• account administration; and

compliance with the applicable institutional agreement.

34. Academic Integrity

Inteluct supports legitimate education and learning.

• Users must not use the Platform to:
• impersonate another student
• complete an examination dishonestly
• submit another person's work as their own
• facilitate examination malpractice
• unlawfully obtain confidential examination materials
• distribute restricted examination content; or

assist another person in academic misconduct.

Inteluct may suspend accounts involved in academic-integrity violations where permitted by law.

35. User Responsibility For Legal Content

Legal education materials can become outdated.

• Where you use Inteluct materials to study Nigerian law, you should verify important propositions against current:
• legislation
• subsidiary legislation
• judicial decisions
• rules of court
• professional rules
• official government publications; and

applicable institutional requirements.

Inteluct does not guarantee that an educational explanation will constitute the current authoritative statement of law in every circumstance.

36. Disclaimer Of Warranties

To the maximum extent permitted by applicable law, the Platform is provided on an "as available" and "as reasonably provided" basis.

• Inteluct does not represent or warrant that:
• the Platform will always be available
• the Platform will always be error-free
• all content will always be current
• all educational materials will be complete
• all results will be accurate
• all features will operate without interruption
• the Platform will satisfy every user's particular requirements; or

use of the Platform will produce a particular academic, professional or commercial result.

Nothing in this section excludes a warranty or consumer protection right that cannot lawfully be excluded.

37. Limitation Of Liability

Subject to applicable law, Inteluct will not be liable for indirect, incidental, special or consequential losses arising from use of the Platform where such exclusion is legally permissible.

Nothing in these Terms excludes or limits liability for matters that cannot lawfully be excluded or limited under Nigerian law, including liability arising from fraud or other circumstances for which exclusion is prohibited by law.

Where legally permissible, Inteluct's aggregate liability arising from a paid subscription may be limited to the amount actually paid by the affected user for the relevant service during the applicable period, subject to mandatory statutory rights and remedies.

This limitation does not apply to any liability that applicable law prohibits Inteluct from limiting.

38. Indemnification

• To the extent permitted by law, you agree to indemnify and hold Inteluct, its officers, employees, contractors and service providers harmless from claims, losses, liabilities and reasonable expenses arising from:
• your material breach of these Terms
• your unlawful use of the Platform
• your infringement of another person's intellectual-property rights
• your User Content
• your fraudulent or malicious conduct; or

your violation of applicable law.

This clause does not require you to indemnify Inteluct for liability caused by Inteluct's own unlawful conduct where such indemnification would be prohibited by law.

39. Suspension Of Accounts

• Inteluct may suspend or restrict an account where reasonably necessary because:
• the user has materially breached these Terms
• payment obligations remain outstanding
• the account presents a security risk
• fraudulent activity is suspected
• unlawful activity is suspected
• the account is being used to abuse the Platform
• the user's activity threatens other users; or

suspension is required by law or a lawful regulatory direction.

Where reasonably practicable, Inteluct will provide notice and an opportunity to resolve the issue.

40. Termination By User

You may stop using the Platform at any time.

You may request deletion of your account subject to applicable legal, regulatory and legitimate business retention requirements.

• Account deletion may result in loss of:
• saved study progress
• personal notes
• learning history
• account preferences
• subscription information; and

other account-associated data,

subject to the Privacy Policy and applicable law.

41. Termination By Inteluct

• Inteluct may terminate or suspend access to the Platform where:
• required by law
• continued operation presents a material security risk
• the user materially breaches these Terms
• fraudulent or unlawful activity occurs
• the Platform is discontinued; or

another legitimate operational reason exists.

Termination will not affect rights or obligations that accrued before termination.

42. Effect Of Termination

• Upon termination:
• your right to access the relevant Platform features may cease
• licences granted to you under these Terms will terminate
• you must cease unauthorised use of Inteluct Content; and

provisions intended to survive termination will remain effective.

Sections relating to intellectual property, confidentiality, liability, indemnification, dispute resolution and applicable law will survive termination to the extent legally necessary.

43. Confidential Information

• Users must not disclose confidential information obtained through the Platform concerning:
• other users
• institutional accounts
• private discussion areas
• non-public examination materials
• internal Inteluct systems; or

information expressly identified as confidential.

This obligation does not apply where disclosure is required by law.

44. Reporting Abuse

• Users may report:
• unlawful content
• harassment
• impersonation
• copyright infringement
• account compromise
• security vulnerabilities
• fraudulent activity; or

other violations.

• Reports may be sent to:

Email: [inteluct@gmail.com]

Inteluct may investigate reports and take appropriate action.

45. Government And Regulatory Compliance

Inteluct will operate the Platform in accordance with applicable Nigerian laws and regulatory requirements relevant to its activities.

• These may include, as applicable:
• Nigeria Data Protection Act 2023
• Federal Competition and Consumer Protection Act 2018
• Cybercrimes (Prohibition, Prevention, etc.) Act 2015, as amended
• Copyright Act 2022
• Companies and Allied Matters Act 2020
• Evidence Act 2011, as amended
• applicable tax laws
• applicable electronic-commerce and payment regulations
• applicable telecommunications and technology regulations; and

other laws and regulations applicable to Inteluct's particular activities.

The specific laws applicable to a particular Inteluct product may depend on the nature of that product and the user's location.

46. Complaints And Customer Support

• Users should first contact Inteluct concerning complaints relating to:
• account access
• subscription payments
• educational content
• technical problems
• refunds
• privacy
• intellectual property; or

other Platform matters.

Customer Support: inteluct@gmail.com

Registered Office: [Insert Address]

Inteluct will seek to investigate and resolve legitimate complaints within a reasonable period.

Nothing in this section prevents a consumer from exercising a statutory right to complain to a competent regulatory authority.

The FCCPC maintains consumer complaint mechanisms for consumer disputes within its statutory mandate.

47. Dispute Resolution

The parties should first attempt to resolve disputes through good-faith communication.

• A user should submit a written complaint to Inteluct before commencing formal proceedings, except where:
• urgent relief is required
• limitation periods may expire
• the law permits immediate proceedings; or

another exception applies.

Inteluct will endeavour to respond within a reasonable period.

Nothing in this clause prevents a consumer from exercising a mandatory statutory right.

48. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, subject to applicable federal and state laws.

Where a dispute is subject to the jurisdiction of Nigerian courts, the applicable Nigerian court with lawful jurisdiction shall determine the dispute.

49. Jurisdiction

Subject to mandatory applicable law and any valid arbitration agreement, disputes arising from these Terms may be submitted to a court of competent jurisdiction in Nigeria.

• For operational purposes, Inteluct's principal Nigerian office is currently:

Lagos State, Nigeria

Nothing in this clause is intended to unlawfully deprive a consumer of a mandatory right to bring proceedings in another competent forum.

50. Force Majeure

• Inteluct will not be responsible for delay or failure to perform obligations caused by circumstances beyond its reasonable control, including:
• natural disasters
• epidemic or pandemic
• war
• terrorism
• civil disturbance
• government action
• telecommunications failure
• internet infrastructure failure
• power-grid failure
• cyberattack
• labour disruption
• fire
• flood; or

other circumstances beyond reasonable control.

This clause does not remove rights or remedies that cannot legally be excluded.

51. Severability

If any provision of these Terms is found to be invalid, unlawful or unenforceable, that provision shall be modified or severed to the minimum extent necessary, while the remaining provisions will continue in force.

52. No Waiver

A failure by Inteluct to enforce a provision of these Terms does not constitute a waiver of the right to enforce that provision later.

53. Assignment

You may not assign or transfer your rights or obligations under these Terms without Inteluct's prior written consent, except where permitted by law.

Inteluct may assign or transfer its rights and obligations in connection with a merger, acquisition, restructuring, sale of assets or similar corporate transaction, subject to applicable law.

54. Entire Agreement

• These Terms, together with:
• the Inteluct Privacy Policy
• Cookie Policy
• Subscription Policy
• Refund Policy
• Community Guidelines
• applicable institutional agreements; and

other policies expressly incorporated into these Terms,

constitute the agreement governing your use of the Platform.

Where a specific product has additional terms, those terms will apply to that product to the extent of any inconsistency.

55. Electronic Acceptance

• By clicking:

"I Agree","Accept Terms","Create Account","Subscribe","Purchase", or a substantially similar button,

you acknowledge that you have had an opportunity to review these Terms and agree to be bound by them.

Electronic records and communications may be used to establish your acceptance of these Terms, subject to applicable law.

56. Notices

• Notices to Inteluct may be sent to:

Inteluct Technologies [Limited]Email: inteluct@gmail.com

Email: [inteluct@gmail.com]

• Notices to users may be delivered through:
• email
• account notifications
• Platform notices
• push notifications; or

other reasonable electronic means.

57. Privacy Policy

The Inteluct Privacy Policy, a separate document on the App and website, forms an integral part of these Terms.

• The Privacy Policy explains:
• what personal information Inteluct collects
• why it is collected
• the legal basis for processing
• how information is used
• how information is protected
• data retention
• third-party processors
• international transfers
• cookies
• user rights; and

how privacy complaints may be made.

Users should read the Privacy Policy before using the Platform.

58. Children And Young Users

Inteluct does not knowingly collect personal information from children in circumstances where such collection would violate applicable law.

Where the Platform is used by minors, Inteluct may require appropriate parental or guardian involvement or consent where legally required.

Parents and guardians should supervise minors' use of digital educational services where appropriate.

• If you believe a child has provided personal information contrary to applicable requirements, contact Inteluct at:

[inteluct@gmail.com]

59. Accessibility

Inteluct seeks to make the Platform reasonably accessible to users.

• Users experiencing accessibility difficulties may contact:

[inteluct@gmail.com]

Inteluct will consider reasonable requests for accessibility support, subject to technical and operational feasibility and applicable law.

60. Moderation And Platform Integrity

• Inteluct may use human review and automated tools to:
• detect abuse
• protect security
• identify spam
• moderate user content
• protect intellectual property
• prevent fraud
• maintain academic integrity; and

improve Platform safety.

Where personal data is processed for these purposes, Inteluct will do so in accordance with applicable data-protection requirements.

61. Security Vulnerability Reporting

Inteluct encourages responsible reporting of genuine security vulnerabilities.

A vulnerability report should include sufficient information to allow Inteluct to investigate the issue.

• Users must not:
• access data belonging to other users
• intentionally disrupt the Platform
• delete or alter data
• exploit a vulnerability for personal gain; or

publicly disclose sensitive vulnerability information before Inteluct has had a reasonable opportunity to investigate.

• Reports should be sent to:

[inteluct@gmail.com]

62. Changes To The Platform

• Inteluct may introduce:
• new features
• updates
• redesigned interfaces
• new educational materials
• changes to subscription plans
• new payment options; or

changes to technical infrastructure.

Certain legacy features may be discontinued where reasonably necessary.

Where a change materially affects a paid service, Inteluct will provide any notice or remedy required by applicable law.

63. Business Transfers

• If Inteluct is involved in:
• a merger
• acquisition
• restructuring
• financing
• sale of assets; or

corporate reorganisation,

certain Platform assets and information may be transferred as part of the transaction, subject to applicable data-protection and other laws.

64. Professional And Regulated Services

Unless expressly stated otherwise, Inteluct is not a law firm merely because the Platform provides legal education or legal-training technology.

Use of the Platform does not establish a solicitor-client relationship between Inteluct and a user.

Where Inteluct separately provides professional services through qualified professionals, those services may be governed by a separate engagement agreement.

65. Third-Party Service Providers

• Inteluct may engage third parties to provide:
• hosting
• cloud infrastructure
• analytics
• payment processing
• email services
• authentication
• cybersecurity
• customer support
• artificial intelligence
• content delivery
• communications; and

other technical services.

Such providers may process information on Inteluct's behalf where legally permitted.

Inteluct will take reasonable steps to ensure that relevant service providers are subject to appropriate contractual and legal obligations.

66. User Responsibility For Devices And Internet Access

• You are responsible for:
• obtaining a suitable device
• maintaining compatible software
• maintaining internet access
• paying applicable data charges
• maintaining appropriate device security; and

keeping your operating system reasonably updated.

Inteluct is not responsible for telecommunications charges imposed by your network provider.

67. Mobile Application Terms

Where the Inteluct mobile application is downloaded through an app store, additional terms imposed by the relevant app-store provider may apply.

The app-store provider is not necessarily responsible for providing Inteluct's educational services.

Any app-store-specific rights and obligations will be governed by the relevant platform's terms.

68. Open-Source Software

The Platform may incorporate open-source software.

Such software may be subject to separate licence terms.

Where required, applicable open-source licence notices will be made available through the Platform or relevant documentation.

69. No Unlawful Exclusion Of Statutory Rights

Nothing in these Terms is intended to exclude, restrict or waive a right, remedy, warranty, protection or liability that cannot lawfully be excluded, restricted or waived under applicable Nigerian law.

Where a provision conflicts with a mandatory legal requirement, the mandatory legal requirement will prevail to the extent of the conflict.

70. Interpretation

• In these Terms:

"Account" means a registered Inteluct user account.

"Content" means material made available through the Platform.

"Inteluct Content" means content owned or licensed by Inteluct.

"Platform" means the Inteluct website, mobile application, web application and associated digital services.

"Subscription" means a paid plan providing access to specified Platform features.

"User", "you" or "your" means an individual or organisation accessing the Platform.

"User Content" means content submitted by a user.

71. Contact Information

• For general enquiries:

Inteluct Technologies [Limited][Registered Nigerian Office]Nigeria

General: [inteluct@gmail.com]Support: [inteluct@gmail.com]Legal: [inteluct@gmail.com]Privacy: [inteluct@gmail.com]Security: [inteluct@gmail.com]

72. Acknowledgement

• BY ACCESSING OR USING THE INTELUCT PLATFORM, YOU ACKNOWLEDGE THAT:
• you have read these Terms
• you understand these Terms
• you agree to comply with these Terms
• you understand that educational content does not necessarily constitute professional legal advice
• you understand that examination or career outcomes are not guaranteed
• you understand that subscriptions may be subject to additional terms
• you understand that personal data will be processed in accordance with the Inteluct Privacy Policy; and

you agree to be legally bound by these Terms to the extent permitted by applicable law.

Effective Date: inteluct@gmail.com

Last Updated: inteluct@gmail.com